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Credit1Network: Secure B2B Money Transfers with KYC/AML Compliance
Escrow through a licensed partner, KYC/AML screening, and audit-ready ledgers, without assembling a separate compliance stack.
Credit1Network is a compliance-first money transfer platform for small businesses, fintechs, and regulated operators. Send money by card or bank account with KYC/AML screening, sanctions checks, escrow through Escrow.com, and double-entry ledgers, with every transaction tracked in real time. Payments powered by Stripe and built for US and EU requirements.
Free account, no credit card required. Card data never touches our servers — it is handled by Stripe under PCI-DSS Level 1. Plans are month-to-month and you can cancel any time.
Why compliance teams and B2B operators choose Credit1Network
Enterprise-grade security and compliance built into every transaction — not bolted on after launch.
Full KYC/AML Compliance Built In
Every transaction runs through Stripe's KYC identity verification and AML monitoring. GDPR-aligned data practices, sanctions screening, and automated fraud rules run on every transfer — no separate compliance stack required.
Bank-Level Security for Every Transaction
End-to-end encryption and encrypted data storage protect every transfer. Card data is handled by Stripe under its PCI-DSS Level 1 certification — Credit1Network never stores raw card numbers.
Instant B2B Money Transfers
Send money in seconds via card or bank account with real-time transaction tracking. B2B teams get double-entry ledger accounting, invoicing, scheduled transfers, and treasury management.
Escrow Through Our Licensed Partner
Business escrow is handled by our licensed escrow partner, Escrow.com, which holds the funds in a segregated escrow account until both parties confirm the transaction conditions are met. Every party passes KYC/AML verification first, protecting buyers and sellers in high-value trades and B2B deals.
Pay with Escrow.comWho Uses Credit1Network?
Built for businesses and the operators who move money for them. It is not a consumer wallet for sending money to friends and family, and it is not a lender — business funding is referred to licensed partners.
The point of the platform is the state it leaves you in: never one missed sanctions match away from frozen funds, and a bank partner who sees an audit trail instead of a spreadsheet.
Small businesses, fintechs and B2B teams
Process high-volume B2B payments with automated KYC/AML screening, double-entry ledger accounting, invoicing with 1099-K tax reporting, treasury management, and regulatory reporting bundles. Audit-ready records for examiners and correspondent banks come with every transfer rather than as a separate spreadsheet.
Individuals sending a one-off transfer
Send money to a counterparty by card or bank account with the same KYC verification and AML monitoring businesses get. Best suited to one-off payments: ongoing business use starts on the Professional plan.
What's Included
- Instant B2B money transfers via card or bank account
- Built-in KYC identity verification on every user
- Real-time AML transaction monitoring and risk scoring
- Escrow via licensed partner Escrow.com for high-value trades
- Double-entry ledger accounting and invoicing
- Treasury management with ACH and wire rails
- 1099-K tax reporting and regulatory report bundles
- GDPR-aligned data handling and consent management
Get Started in 3 Steps
- 1
Create your free account
Sign up in minutes — no commitment required to start.
- 2
Complete KYC verification
Submit identity documents; verification typically completes within minutes.
- 3
Send your first transfer
Link a card or bank account and send money instantly with real-time tracking.
Built on Trusted Infrastructure
PCI-DSS Level 1
Card data handled by Stripe
Licensed Escrow Partner
Escrow.com holds the funds
GDPR-Aligned
EU data protection practices
SOC 2 Controls
Security & availability
What each of these covers, and how card data is handled: read the compliance answers in our FAQ.
Founded by Johnathon Mackin, Founder & CEO
Built by a 21-year Marine Corps infantry veteran
Johnathon Mackin spent two decades in infantry leadership, security management, and cryptographic key management before building Credit1Network.
Why he built thisEvery record sealed in a tamper-evident audit trail
The IIS Platform behind Credit1Network seals every record change with a SHA-256 hash chained to the previous entry, so examiners and bank partners can verify the history instead of taking your word for it. SAR/CTR and 1099-K reporting are generated from those same records.
How the IIS Platform worksFrequently Asked Questions
What is Credit1Network and what services does it offer?
Credit1Network is a secure financial platform for B2B money transfers, escrow services, and KYC/AML compliance. All payments are processed through Stripe with built-in identity verification (KYC), anti-money laundering monitoring (AML), GDPR-aligned data handling, and real-time transaction tracking. Individuals can send money instantly by card or bank account, while businesses get automated compliance, double-entry ledger accounting, and treasury management.
Is Credit1Network a secure platform for money transfers?
Yes. Credit1Network uses end-to-end encryption and encrypted data storage for all transactions. Payments are processed via Stripe, which is PCI DSS Level 1 certified. All users undergo KYC (Know Your Customer) verification and transactions are monitored for AML (Anti-Money Laundering) compliance. The platform is GDPR-aligned and does not store credit card or banking information directly.
Does Credit1Network offer escrow services?
Yes — through our licensed escrow partner, Escrow.com. Escrow.com holds the funds in a segregated escrow account and releases them only when the agreed conditions are met, protecting both buyers and sellers. Credit1Network adds the compliance layer around it: every party is KYC-verified and monitored for AML before funds are released. Credit1Network is not itself an escrow agent or money transmitter.
What KYC and AML compliance features does Credit1Network provide?
Credit1Network provides automated KYC (Know Your Customer) identity verification for all users, AML (Anti-Money Laundering) transaction monitoring, GDPR-aligned data practices, regulatory reporting, and compliance dashboards. For businesses, the platform offers automated compliance workflows, AML case management, and support for MSB (Money Services Business) regulatory requirements in the US and EU.
Can businesses use Credit1Network for B2B payments?
Yes. Credit1Network supports high-volume B2B payments with automated compliance, double-entry ledger accounting, invoicing, treasury management, and regulatory reporting. Businesses can manage multiple data types including trades, invoices, and financial statements in a single platform, with all transactions processed through Stripe.
Learn More About Secure Money Transfers
In-depth guides on P2P platforms, escrow services, and KYC/AML compliance.
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Built by a 21-year Marine Corps infantry veteran. Free account, no credit card required.
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