Simple, transparent pricing
From a free pay-as-you-go account to sovereign MSB infrastructure — plus per-transfer, compliance, and insurance fees. Everything you need to move money compliantly.
Free account, no credit card required. Card data never touches our servers — it is handled by Stripe under PCI-DSS Level 1. Plans are month-to-month, cancel any time.
Subscription Plans
Choose the plan that fits your operation. Every plan includes payments powered by Stripe and KYC/AML built in.
Freemium
Cost + ten cents per transfer
Every transfer is priced at what Stripe charges us, plus a flat ten cents.
- Domestic: Stripe 0% + our $0.10
- International: Stripe 3.0% + our $0.10
- Stripe's cost passed through, never marked up
- KYC + OFAC screening included
Starter
Individuals & small operators
- Basic identity verification
- Basic compliance checks
- Limited API usage
- Email support
Professional
Small businesses & fintechs
Replaces your KYC vendor and reconciliation tooling in one subscription, with escrow through our licensed partner, Escrow.com.
- Full KYC/AML verification
- Risk scoring
- Routing engine access
- Ledger access
- Priority email support
Enterprise
High-volume operators
Unlimited KYC checks and full compliance automation, with no per-check fees.
- Unlimited identity / KYC
- Full compliance automation
- Full routing + ledger
- Priority support
Sovereign / MSB
Regulated MSBs, tribal & sovereign
- Dedicated infrastructure
- Tribal sovereignty support
- Private routing corridors
- Insurance integration
- On-prem or hybrid deployment
What unlocks at each price
Every plan is month-to-month and can be cancelled any time. Per-transfer and per-check fees below apply on top of the subscription, at Stripe's cost plus our published markup.
| Capability | Starter$49/mo | Professional$149/mo | Enterprise$499/mo | Sovereign / MSBCustom |
|---|---|---|---|---|
| KYC identity verification | Basic | Full | Unlimited | Unlimited, dedicated |
| Compliance checks | Basic | Full KYC/AML | Full automation | Configurable |
| Risk scoring | ||||
| Routing engine | Included | Full | Private corridors | |
| Double-entry ledger | Included | Included | Included | |
| Support | Priority email | Priority | Dedicated | |
| Infrastructure | Shared | Shared | Shared | Dedicated / on-prem |
Not sure which tier? .
Transaction-Based Pricing
Corridor-based fees, itemized. The rate you pay splits into Stripe's processing cost and Credit1Network's fee — no hidden margin on the rail.
Stripe's cost is what Stripe charges to move the money: 0% on domestic transfers (internal rail) and about 3.0% on cross-border transfers (1.0% processing + 1.5% foreign exchange + 0.5% Connect). Everything above that line is Credit1Network's fee, which covers KYC and sanctions screening, risk scoring, and the tamper-evident audit trail on each transfer.
Compliance Pricing
Usage-based compliance services. Pay only for the checks you run.
Identity Verification
Document + selfie identity verification.
KYC / AML Screening
Sanctions, PEP, and watchlist screening.
Risk Scoring
Real-time transaction risk score.
Enhanced Due Diligence (EDD)
Manual enhanced due diligence case review.
Insurance & Underwriting
Protect every transfer with underwriting, coverage, and a shared risk pool.
Underwriting Fee
Underwriting cost applied to covered transaction volume.
Coverage Fee
Per-transaction coverage premium for insured transfers.
Risk Pool Contribution
Monthly contribution to the shared risk pool reserve.
Optional Add-Ons
High-margin upgrades you can bolt onto any plan. Tap the info icon on a card to see exactly how it works.
Ledger Module
Double-entry ledger with reconciliation reporting.
Routing Optimization Engine
Smart corridor routing for cost and risk.
Sovereign Data Residency
On-prem or sovereign-region data residency.
Dedicated Compliance Officer
A dedicated compliance officer for your account.
Ready to get started?
Start free, then pick the plan that matches your transfer volume. Built by a 21-year Marine Corps infantry veteran.
Free account, no credit card required. Plans are month-to-month and can be cancelled any time. Card data is handled by Stripe under PCI-DSS Level 1.