Credit1Network

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Business Loans from $10,000 to $15 Million

One short form. We match you with the best-fit funding partner for your business.

Our funding partner network

We place your request with the partner whose programs fit it best.

Advance Funds Network

Fast working capital, same-day funding

Basic funding requirements

Time in business
6 months
Credit score
500
Minimum deposits
$35,000 average monthly bank deposits
Required documentation
Last 4 months business bank statements
Application
Signed and completed application, 50% ownership required

Programs offered

Short term financing
Term loans
Lines of credit
Consolidation

United Capital Source

80+ lending partners, one application

Basic funding requirements

Time in business
12 months (6 months for equipment)
Credit score
550+ (575+ most programs, 600+ HELOC, 650+ SBA)
Minimum revenue
About $25,000 monthly / $300,000 annual
Open positions
No more than 2
Required documentation
Last 3-4 months business bank statements, plus product-specific documents
Application
Signed and dated within 30 days; no open bankruptcy or defaults

Programs offered

Term loans
SBA loans
Lines of credit
Equipment financing
Merchant cash advance
Invoice factoring
Real estate / asset-based
HELOC

Where you upload documents

After the short form, the Finish your UCS application step lists the exact documents your program needs, with a private upload slot for each. Need to add more later? Use the private 30-day upload link we email you.

Not available for gambling, adult, cannabis, crypto or trading businesses. HELOC in eligible states only.

National Business Capital

$250K to $15M

GoKapital

Broad product catalog: SBA, equipment, term, lines of credit

Funding programs through United Capital Source

Choose a program to start your request.

Business Term Loans

Amount
$5K - $10M
Term
3 months - 10 years
Funding speed
1-3 business days
Credit score
550+
Time in business
1 yr+

SBA Loans

Amount
$50K - $10M
Term
10 - 25 years
Funding speed
4-12 weeks
Credit score
675+ (640+ CRE)
Time in business
5 yrs+

Business Line of Credit

Amount
$1K - $1M
Term
Up to 36 months
Funding speed
1-3 business days
Credit score
575+
Time in business
1 yr+

Equipment Financing

Amount
Up to $10M per piece
Term
1 - 10 years
Funding speed
1-2 business days
Credit score
550+
Time in business
6 mo+

Merchant Cash Advance

Amount
$5K - $5M
Term
3 - 24 months
Funding speed
1-2 business days
Credit score
475+
Time in business
6 mo+

Accounts Receivable Factoring

Amount
$250K - $25M
Term
Up to 24 months
Funding speed
1-2 weeks
Credit score
500+
Time in business
1 yr+

Real Estate / Asset-Based Loans

Amount
Amounts vary by lender

HELOC for Business Owners

Amount
$25K - $750K
Term
10 / 15 / 20 / 30 year terms
Credit score
600+

Max 3rd lien. Select states only.

Rates and terms are set by the funding lender, vary by product and are not guaranteed. Credit1Network is not a lender and does not make credit decisions.

Need a business bank account?

Open a free Novo business checking account online. Credit1Network may earn a referral fee if you're approved.

Open a Novo account

Apply in one short form

Tell us about the business and what you need. We route your request to the partner whose programs fit it best — no credit check to submit.

No credit check to submit. Credit1Network is not a lender.

1

Apply

One short form about your business.

2

Get matched

We route you to the best-fit funding partner.

3

Get funded

The partner funds you directly, often same day.

Common questions

Does applying affect my credit?

Submitting this form does not pull your credit; a partner may run a soft or hard pull with your permission.

Is Credit1Network a lender?

No.

Credit1Network is not a lender or loan broker and does not make credit decisions. We refer business owners to independent funding partners and may receive compensation from them. Rates, terms, amounts and approval are set by the funding partner. Submitting this form is not an application for credit with Credit1Network and is not a commitment to lend.

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